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Fidelon

Arman James Investments is a investment adviser based in Millburn, NJ, that holds a 87.5/100 Fidelon TransparencyScore (38th percentile among state-registered advisers), with 1 registered advisor. Score based on public SEC and FINRA filings.

87.5Transparency Score
Bottom38%
of state-registered advisers

Arman James Investments

A fee-only investment adviser with a clean regulatory record and fiduciary commitment.

Millburn, NJ
201-984-7000Website
Investment AdviserFiduciary
Prep Kit

Fidelon Fact Sheet

Arman James Investments is a state-registered investment adviser in Millburn, NJ. It has one registered advisor. It manages $25.5 million across 137 client accounts. It charges a percentage of the money it manages for you, and it does not report earning commissions. Its services include financial planning. Its record shows no customer complaints, regulatory actions or fines.

87.5StrongBottom 38% of state-registered advisers
How they're paidPaid more when your account grows — a conflict to weigh.
Performance-based fees
Duty to youLegally required to put your interests first.
Registered adviser · fiduciary
Assets under managementAcross 137 client accounts.
$25.5M
Firm size
1 advisor
Who holds your moneyThe firm reports it does not hold client funds.
No custody reported
Regulatory recordNo customer complaints, regulatory actions, or fines on file.
Clean — 0 disclosures
Based on live filings from SEC Form ADV and FINRA BrokerCheck. Scored using Fidelon's published methodology. Data as of Sep 2026

Peer Context

National

9,822nd of 15,825

state-registered advisers

Bottom 38%

State

309th of 529

state-registered advisers in NJ

Bottom 42%

Local

4th of 4

state-registered advisers in Millburn, NJ

Bottom 1%

Compare Arman James Investments to other firms in NJ →Find more financial advisors in New Jersey →

Key Findings

Strengths

  • Fee-only compensation — no commission income reported
  • Registered as investment adviser with fiduciary obligation
  • No broker-dealer registration — advisory services only
  • Clean regulatory record — no disclosures, arbitrations, or fines
  • Transparent fee structure — charges advisory fees, no commissions

Conflict Audit

Conflict AuditCaution

Our analysis identified 1 potential conflict of interest in regulatory filings.

✓
Not registered as broker-dealer
✓
No commission-based compensation
✓
No outside compensation sources
✓
No related-party custodian
⚠
Charges performance-based fees — may incentivize riskier strategies
✓
No other business lines disclosed

Source: Form ADV Part 1, Items 6-8; Part 2A, Items 10-14

Regulatory Events

Next Steps

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1 advisor

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Frequently Asked Questions

What does the TransparencyScore measure?

The TransparencyScore measures how clearly and completely an advisor or firm discloses important information in their regulatory filings — things like fees, conflicts of interest, disciplinary history, and business practices. A higher score means better disclosure quality, not better investment performance.

Where does this data come from?

All data comes from public regulatory filings: SEC Form ADV (Parts 1, 2, and 3), FINRA BrokerCheck, and the SEC's Investment Adviser Public Disclosure (IAPD) database. These are official filings that firms and advisors are legally required to submit.

Does a low score mean they're a bad advisor?

Not necessarily. A low score means the firm's public filings are less transparent — they may use vague language about fees, skip details about conflicts, or have a more complex regulatory history. Some excellent advisors work at firms with poor disclosure practices. The score measures the filing, not the person.

How often is this data updated?

Fidelon refreshes data from SEC and FINRA sources on a regular schedule. Form ADV filings are updated annually by firms (with amendments throughout the year), and BrokerCheck data is updated as events are reported. Scores are recalculated after each data refresh.

Can an advisor or firm improve their score?

Yes. Scores are based on what's in public filings. A firm that rewrites its ADV brochure in clearer language, discloses conflicts more specifically, or resolves outstanding regulatory issues will see its score improve at the next refresh. The incentive structure is intentional.

Data Sources

SEC Form ADV Part 1 — Filed Nov 2023SEC Form ADV Part 2ASEC IAPDFINRA BrokerCheck

Scores are generated using Fidelon's published scoring methodology and reflect the quality of public disclosures, not the quality of investment advice. A firm that improves its disclosures will see its score improve. Fidelon does not provide investment advice.

Verify on SEC IAPD

Last scored: · Score version: 3.15 · CRD #155197