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Pathstone is a investment adviser based in Englewood, NJ, that holds a 81.6/100 Fidelon TransparencyScore (th percentile), with 202 registered advisors. Score based on public SEC and FINRA filings.

81.6Transparency Score
Top47%

Pathstone

A fee-only investment adviser with a clean regulatory record and fiduciary commitment.

10 Sterling Blvd, Suite 402, Englewood, NJ, 07631
201-944-7284Website
Investment AdviserFiduciary
Prep Kit

Fidelon Fact Sheet

Pathstone is an investment adviser that reports a clean regulatory record with zero complaints or fines. The firm, based in Englewood, New Jersey, used to be called Stone Tower Family Office, LLC. It manages investment portfolios, helps with financial planning, and offers family office services such as bill pay and insurance advice. Pathstone charges asset-based fees and fixed fees. The firm holds client money, which means it or a related party can access client funds.

81.6StrongTop 47% of scored firms
How they're paidPaid more when your account grows — a conflict to weigh.
Performance-based fees
Duty to youLegally required to put your interests first.
Registered adviser · fiduciary
Assets under managementAcross 27,165 client accounts.
$110.3B
Firm size
202 advisors
Who holds your moneyThe firm or a related party can hold or access client funds.
Custody disclosed
Regulatory recordNo customer complaints, regulatory actions, or fines on file.
Clean — 0 disclosures
Based on live filings from SEC Form ADV and FINRA BrokerCheck. Scored using Fidelon's published methodology. Data as of Mar 2026

Peer Context

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Key Findings

Strengths

  • Fee-only compensation — no commission income reported
  • Registered as investment adviser with fiduciary obligation
  • No broker-dealer registration — advisory services only
  • Clean regulatory record — no disclosures, arbitrations, or fines
  • Transparent fee structure — charges advisory fees, no commissions

Things You Should Know

  • Fee disclosure could be more detailed — while this firm charges fee-only (no commissions), its regulatory filings describe fee schedules and service terms less clearly than top-scoring peers

Conflict Audit

Conflict AuditCaution

Our analysis identified 2 potential conflicts of interest in regulatory filings.

✓
Not registered as broker-dealer
✓
No commission-based compensation
✓
No outside compensation sources
⚠
A related company holds client assets
⚠
Charges performance-based fees — may incentivize riskier strategies
✓
Also runs accounting alongside advising

Source: Form ADV Part 1, Items 6-8; Part 2A, Items 10-14

What this firm says about how it gets paid

“You should be aware that for clients with asset-based fees, the more assets there are in your account, the more you will pay in fees. For these clients, we have an incentive to encourage you to increase the assets in your account.”
“We receive research and execution services from certain brokers with whom we recommend clients custody their assets.”

Source: the firm’s own Form CRS, filed 2025-03-31 — quoted directly

Regulatory Events

Next Steps

This firm's score reflects some areas where disclosure could improve. Here's what that means for you.
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Advisor Roster

202 advisors

AdvisorScoreGrade
Scott J MacAione——
David Michael Belej——
John Thomas Elmes II——
Kenneth Michael Hart——
Sean Michael Bannon——
Mark Nestrud Peters——
David James Logan——
Sonia Florio Peterson——
Ari Robert Pontz——
Matthew Everett Taylor——

Marketing Brands3 brands

Names advisors at this firm use when marketing to clients

Brady FinancialCrestone Asset Management, LLCDyson Capital Advisors

Meeting Prep Kit for Pathstone

Walk into your next meeting fully prepared. We'll generate a meeting prep kit based on Pathstone's actual regulatory filings — not generic advice.

✓Fee structure breakdown
✓Conflict of interest analysis
✓Regulatory track record
✓Fiduciary status check
✓Personalized questions to ask
✓How they compare locally

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Frequently Asked Questions

What does the TransparencyScore measure?

The TransparencyScore measures how clearly and completely an advisor or firm discloses important information in their regulatory filings — things like fees, conflicts of interest, disciplinary history, and business practices. A higher score means better disclosure quality, not better investment performance.

Where does this data come from?

All data comes from public regulatory filings: SEC Form ADV (Parts 1, 2, and 3), FINRA BrokerCheck, and the SEC's Investment Adviser Public Disclosure (IAPD) database. These are official filings that firms and advisors are legally required to submit.

Does a low score mean they're a bad advisor?

Not necessarily. A low score means the firm's public filings are less transparent — they may use vague language about fees, skip details about conflicts, or have a more complex regulatory history. Some excellent advisors work at firms with poor disclosure practices. The score measures the filing, not the person.

How often is this data updated?

Fidelon refreshes data from SEC and FINRA sources on a regular schedule. Form ADV filings are updated annually by firms (with amendments throughout the year), and BrokerCheck data is updated as events are reported. Scores are recalculated after each data refresh.

Can an advisor or firm improve their score?

Yes. Scores are based on what's in public filings. A firm that rewrites its ADV brochure in clearer language, discloses conflicts more specifically, or resolves outstanding regulatory issues will see its score improve at the next refresh. The incentive structure is intentional.

Data Sources

SEC Form ADV Part 1 — Filed Mar 2026SEC Form ADV Part 2ASEC IAPDFINRA BrokerCheck

Scores are generated using Fidelon's published scoring methodology and reflect the quality of public disclosures, not the quality of investment advice. A firm that improves its disclosures will see its score improve. Fidelon does not provide investment advice.

Verify on SEC IAPD

Last scored: · Score version: 3.8 · CRD #151736